Is she mentally unsound or simply indecisive? I can't decide but this escapade is driving me insane! (pun intended)
So I had to write a statement to my manager today involving a disgruntled customer because she wanted my side of the story. This customer has been giving me nightmares for about a week or more now and the nightmare hasn't ended. Here’s an excerpt of the statement in which I described what transpired.
“Hello Amy,
On the Saturday that Mdm Pong arrived in the bank, she was depositing a cheque with one of our tellers, Soo Keow, at POSB Eastpoint Branch. I happened to be the PFC tagging on when she mentioned and lamented to Soo Keow how low the interest rates are now as well as how little her other investments with POSB/ DBS are giving in terms of returns. I then responded politely by informing the customer that the possibility of high returns would only come if one is willing to undertake higher risks. The customer nodded in agreement and I managed to invite her to take a seat together with her son at one of the consulting cubicles. This thus allowed me to give her a presentation pertaining to unit trusts in anticipation that she might be interested in investing in several of my recommendations.
During the factfind, I gathered that she had some form of investment experience based on the shares she had invested as well as a China fund she had incurred a loss on a couple of months ago. Knowing that she had a bad experience with China, I saw the opportunity to introduce to Mdm Pong the “First State Regional India Fund”. I showed her several visual aids and presentation kits and with such evidence, I expressed the fact that First State Regional India had been giving returns of up to 35% since January. We then discussed in detail the sector and industrial allocation adding also the potential of economical development among other things in the country. She then asked for my opinion on how it will continue to perform. In response, I made it a point to emphasize the fact that only if the trend continues, she may make up to 30% if she sells at the end of the year. I had not mentioned any form of guarantee in terms of returns on the part of the fund. At some points, she even wanted to withdraw her other funds with the bank to invest in “First State Regional India”. However, I tried to dissuade her as I felt it to be more prudent to leave her other funds alone as most of them were capital guaranteed although their returns were pale in comparison to higher risk funds. In addition, I advised that it would be better to diversify and separate the eggs into different baskets. After which, she proceeded by agreeing to the transaction.
Amy, I don’t think my presentation had any relevance whatsoever to her loss since it was due to her own accord that the cancellation was made during the free look period. She made the choice to cancel regardless of the fact that you, Peylian and especially myself had indicated the possibility of a loss if the price fluctuated below the value she had made the purchase. Now that she has made a loss, she is nit-picking and she is simply looking for someone to put the blame on.”
I had lunch with Vienna today and I realized that many people are discontented with their job these days. I mean I don’t really blame her. Many of us have different views and expectations of the jobs we go into and what others may enjoy may not necessarily be what we enjoy. Maybe it’s the frivolousness of the people she flies with or maybe it’s the fact that she thinks it’s a no-brainer job that irks her. One thing I know for sure is that the opportunity to travel sure rocks! I’m not tempted yet. Not yet at least.
So we finally did fitness during training at NUS today. 90% of the people who attended the party on Saturday didn’t turn up for training today. So much so that the coach has banned us from parties till the finals (mathematically, we’ve already made it to the finals). I’m so sleepy now. I think I’ll retire and write again tomorrow.